学生健康保险

2024-2025学年的保险公司是德州蓝十字蓝盾!

最后期限

2024年秋季豁免/选择截止日期: 2024年9月7日
2025春季豁免/选举截止日期: 2025年2月7日(只限新生)

成本

学生健康保险计划2024-2025学年的保费为 $2,010.00 /学期.

资格

All domestic students taking nine (9) or more credit hours are required to maintain health insurance as a condition of enrollment. 国内学生可以通过提供当前的、可比较的美国签证文件来豁免该政策.S. 在每学期截止日期前，在mySMU的学生中心部分投保. 不豁免的国内学生必须参加学生健康保险计划.

All international students who are enrolled in one (1) or more credit hours are required to maintain the 学生健康保险 Plan as a condition of enrollment. 国际 students must enroll in the 学生健康保险 Plan unless they have a special waiver personally granted by the Student Health Center staff.

If 您选择不选择保险，或不通过弃权放弃保险 截止日期，保费将被记入您的新大学生账户.

附加保险选项

Students who wish to have dental or vision coverage must elect coverage for themselves 和/or dependents 在这里.

牙科

除了SHIP，新大还提供可选的牙科保险. 说到牙齿护理，每个人都有不同的需求. We want you to keep smiling during your time on the Hilltop 和 are pleased to offer students dental insurance through Blue Cross Blue Shield. 蓝十字蓝盾被学校接受 校园里的微笑. 

 

愿景

在线申请可选的视力计划 在这里.

需求

国内学生 少于9个学分 不需要携带学生健康保险计划(SHIP) 和 不需要每学期放弃注册.

国际学生签证持有人 需要参加学生健康保险计划吗, 除非你收到学生保险办公室授予的特别豁免.



 

The option to elect the 学生健康保险 Plan (SHIP) is only available after the student has enrolled for classes each semester.

  1. 在 my.SMU，并按 学生健康保险 从左边菜单中
  2. 点击 强制性健康保险
  3. 输入您的出生日期和社会安全号码(如果适用)
  4. 点击 招收
  5. 确认您的选择并同意 条款与条件

*要增加家属或参加附加保险选项，如牙科和视力，请访问 AHP网站在这里.

 

弃权书必须在每学期截止日期前完成. 逾期提交的材料将不被接受.  如果你没有提交豁免书或者你的豁免书没有被批准, you will be automatically enrolled in the 学生健康保险 Plan 和 the cost of the coverage will be included on your student account.

The option to waive the 学生健康保险 Plan (SHIP) is only available after the student has enrolled for classes each semester.

  1. 在 my.SMU,点击 学生健康保险 从左边菜单中
  2. 点击 强制性健康保险
  3. 输入您的出生日期和社会安全号码(如果适用)
  4. 点击 放弃 在section下面 “我已经有医疗保险了”
  5. Complete the waiver form 和 attach an electronic copy of the front 和 back of your medical insurance card
  6. Select 提交豁免

Once you have successfully submitted your waiver request you will receive an on-screen confirmation 和 an automated email confirming receipt of your request. 请确保您收到此提交确认电子邮件，并打印出来以备记录. 你的弃权书有什么问题吗, 您将需要此确认电子邮件，其中包含您的豁免请求ID号码. This automated email does not constitute granting of a waiver; a separate email as to whether your waiver request has been approved or denied will be sent from Academic HealthPlans within seven business days. 如需更多信息或帮助，请联系学术健康计划855-357-0242.

 

新大的政策是所有国际学生 注册1个学时或更多 必须参加学生健康保险计划(SHIP).  只有两种允许的例外:

  1. 你的政府在你就读新大期间资助你.  这意味着他们为你提供教育和保险.S. 保险).  如果你不知道你的政府是否提供这些，他们就不会.  如果有，你会知道的.
  2. 你被提供Give.S. 通过Parents或配偶的美国保险.S. 雇主.

如果你的保险不符合这些要求, 你没有资格获得豁免，必须参加学生健康保险计划(SHIP)。.

对国际学生的额外要求:

  1. 你的保险规定的免赔额不超过5000美元.
  2. 遣返费用证明，金额不少于25,000美元.
  3. Proof of expenses associated with the medical evacuation of the insured to the insured’s home country of no less than $50,000.

如果你的健康计划不包括医疗后送和遣返, a rider must be purchased providing coverage at equal limits to the 学生健康保险 Plan (SHIP).

国际政策, 从经纪人处购买的保单, 或者你本国的政策是不能接受的.  

如果您选择了保险，并希望更改，您必须与新大保险办公室联系 studenthealthinsurance@jfjd999.com. Changes are only permitted prior to the deadline each semester 和 can only be completed by the SMU 保险 Coordinator. 您必须填写一份弃权书，并提供当前可比保险范围的证明. No waivers will be accepted or reversal of charges will be made after the deadline each semester. 

No. 你每个学期都需要放弃在线课程. 要“放弃”健康保险，请前往学生中心部分 My.SMU 和 选择 学生健康保险. 选择 强制性健康保险 Button on the upper left h和 side of the screen (this component will only be available once you are enrolled in classes for the current or upcoming term) Failure to provide necessary 和 complete documentation, 并收到批准邮件 by the deadline each semester will result in automatic enrollment into SHIP 和 the premium charged to your student account.

作为入学条件, 所有学生在新大期间都必须有连续的健康保险.  每年，您必须在规定的截止日期前向新大提供您的覆盖证明.  If you do not have coverage you will need to purchase the student health insurance plan (SHIP) offered by SMU.

You can meet this requirement by providing evidence of your coverage under an existing plan or by choosing the student health insurance plan offered by SMU. 

 

每个学生每年都必须放弃或选择.  

  1. 放弃 means you have coverage 和 are opting out of the SMU sponsored student health insurance plan (SHIP) in which case you will need to provide evidence of your existing policy.
  2. 选举 意味着你选择了新大赞助的学生健康保险计划.     

 

如果你在截止日期前没有放弃或选择, 你将自动加入新大赞助的学生健康保险计划(SHIP). 

要选择或放弃健康保险，请到mySMU的学生中心 并选择学生健康保险标题. 选择 强制性健康保险 Button on the upper left h和 side of the screen (this component will only be available once you are enrolled in classes for the current or upcoming term).

*学生在入学前不能选择或放弃健康保险.

不，批准的秋季SHIP豁免将延续到春季学期. 只有春季学期入学的新生才需要提交春季豁免. 如果你是秋季自动注册的, 并且不希望在春季学期入学, 请通过电子邮件与学生健康保险办公室联系 studenthealthinsurance@jfjd999.com

The insurance cost will be charged to your student account 和 you will automatically be enrolled in the 学生健康保险 Plan for the current semester. No waivers will be accepted 和 no reversal of charges will be made after the deadline each semester. 

是的，学生仍然可以参加学生健康保险计划. 学生必须向学生健康保险办公室报告保险范围的变化 studenthealthinsurance@jfjd999.com 该办公室将协助您签署学生健康保险计划.

学生健康保险政策允许您将您的家属加入您的保险范围. 学生必须填写一份家属登记表 在这里. 不像你的学生保险费, premiums for dependents cannot be billed to your student account 和 must be paid in their entirety at the time of dependent enrollment. 你必须每学期重复这个过程, 作为家属，保险范围不会从一个学期延续到另一个学期.

If you have other insurance you must complete the waiver process online in the Student Center component of My.smu. 学生报名上课后, they are strongly encouraged to complete the waiver process themselves at the same time they enroll in classes each semester. 如果您有任何困难或问题，请联系新大保险办公室 studenthealthinsurance@jfjd999.com. Failure to waive each semester by the deadline will result in automatic enrollment into SHIP 和 the semi-annual premium will be incurred. No waivers will be accepted or reversal of charges will be made after the deadline each semester. 

如果你的学习时间少于9个学分，你不需要提供健康保险证明。 除非你是国际学生. 然而, all students are strongly encouraged to have health insurance for themselves 和 their dependents. 国内学生 Degree Seeking Students enrolled in at least 4 credit hours have the option of electing the 学生健康保险. 按照常见问题解答“我该去哪里选择或放弃健康保险”下的说明?"

是的, the student will maintain their coverage through the termination date of the policy for which they are enrolled. 例如，学生在5月份毕业，但学生计划是在7月31日开学. The student will maintain this coverage through July 31, even though they are no longer a student. 毕业生保险将于12月31日到期.

您的保险卡和任何来自保险公司的信件将被邮寄到 首页 你的地址列在我的.smu. 保险卡不会邮寄到国际地址. 因此，确保你的美国护照的正确性是至关重要的.S. 每学期的家庭住址. 如果没有有效的U.S. 家庭住址下面列出的地址, your mail will be delivered to the Student Health Center 和 held in the 保险 Office for you to pick up. 保险公司会通知您的, 通过电子邮件发送到您的新大电子邮件地址，告知您的卡在学生健康中心.